Highest-scored credit and cashback cards

Order in this section reflects how much of the advertised reward or credit survives the conditions. A high rate with a tiny cap places lower than a modest rate that applies to ordinary spending.

The inputs to each score are the rate, the cap, the currency paid out, the collateral rules and the strings attached to «up to» figures.

Credit against crypto can be recalled when prices fall, and a token reward is worth what the token is worth at the time. Both facts feed straight into the placing.

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